Choose the Best Credit Cards to You
If you’re the one who just get the first credit card, there are lot of cards to choose. There is lots of cool offers, and the offers are usually interesting. Before choosing any credit cards, there are some factors before choose ANY credit cards. Ok, here We Goooo
Determine the Type Of Payer
Do you a Good or Bad Payer? Well, that’s a typical Question. However, the most important question before apply for any credit cards is “Are you are a person who pay the credit card debt every month or you are a person that usually leave debt on your credit card?” Everyone has unique type. Of course the first option is the better. If you leave the debt behind, you have to choose credit cards with low annual percentage rate.
Look more With The Interest
Don’t be fooled with the 0% interest. The credit cards with 0% rate balance transfer, this is not the real rate. You have to be cautious with the rate on purchases or other transactions to see that you will be use.
More about Taxes
Where credit card issuers get money instead the rate? They also cost some tax to get more money from you. The most known tax is the withdrawal tax, the amount of money that will be charged if you take money from ATM. The cost is big enough, about 2% of the transaction. This rate will be higher when withdraw money in another country (although it will be really useful if we do some travelling). If you have to use a credit card to withdraw money, it’s better to make a large withdrawal amount to pay the minimum tax each time you withdraw the money.
Wednesday, May 7th, 2008